CBI can provide your company with supplemental insurance programs you are looking for to complete your employee benefit package, delivering plans that meet the needs of your employees while fitting your budget. You can trust CBI to listen to your company's unique needs and then tailor a program that works for you and your employees.
Accidental Death and Dismemberment (also known as double indemnity) are additional life insurance benefits paid to a beneficiary when the member dies as a result of an accident. Benefits can be provided as a flat sum or as a percentage of salary.
Accident Elite covers the cost associated with accident injury and death both on and off the job. Employees have the option to choose the coverage that best fits his or her needs. Benefits are paid directly to the member, regardless of other coverage and are guaranteed renewable.
Short-Term Disability provides weekly benefits to members who are disabled as a result of a nonoccupational illness or accident. Benefits are provided as a percentage of salary for up to six months.
Long-Term Disability coverage usually starts after short-term disability coverage has been exhausted. Some plans provide benefit payments up to a specific age or for a specific number of years. Benefits are provided as a percentage of income during a prolonged disability.