Critical illness insurance helps protect your employees’ finances with cash benefits paid to them when they are diagnosed with a covered condition.
E Employee-paid, or voluntary, coverage
Common critical illnesses in the United States include cancer, heart attack, heart disease, kidney failure, and stroke.
You most likely would survive a critical illness. The odds are in your favor. But what happens afterwards? Expenses add up.
Chances are you’ll have out-of-pocket costs for covered medical services. These costs, along with noncovered expenses (for services such as experimental treatments, child care, transportation, and home renovations to accommodate a disability), can leave you financially drained, especially when coupled with a loss of income.
Critical Illness Insurance can help you and your family pull through financially, so you can focus on your health.